JEC's ambition is to ensure that no one with outstanding academic potential is deterred from studying here because of their background personal circumstances or finances. Through sincere commitment to all students and their families, we strive to eliminate financial and other barriers to higher education through extending proper guidance. We make a conscious effort to reach out to those with exceptional economic and educational needs. We are dedicated to providing high-quality service in a fair, sensitive, and confidential environment to all individuals, regardless of background, culture, or lifestyle. The sole objective of our services is to

Scholarship is boon for students belonging to the weaker sections of the society, who are unable to pursue their education for some reason or the other. Scholarship is an incentive as well as encouragement for students, who are talented, but do not have the means to study further. There are a variety of scholarships – merit-based, need-based, student-specific, career-specific and college-specific.

The following Banks and Government bodies have extended to offer financial assistance to students seeking admission in B Tech Courses.

Our office provides financial advice to all JEC students on financial literacy. If you have a question about money while you’re here, just ask!

SCHOLARSHIPS: How can we help you today? 

FINANCIAL AIDS & BANK LOANS 

Loans are borrowed funds you have to repay usually after you graduate. Either the candidate or parents can take out an education loan based on requirements. Banks sanction loans after evaluating the repaying capacity. Learn more about loan facilities available from the leading Indian banking organizations. An indicative list of some of the banks are given below.

This list is indicative for Financial Aids & Bank Loans. Students are advised to regularly visit the scholarship portal of Government of India. The link of the page is as follows: www.scholarships.gov.in. Students are advised to visit the portal to avail the benefits of the different scholarship schemes of Government of India launched which is a perfect platform for latest information about scholarships of the students. Apart from these, other opportunities are also available for financial aids. Students are advised to remain in contact with the designated officials of the college for further details.

AIATERF, the society of the college, also conducts some scholarship tests every year for the welfare of the students. For details of the scholarship scheme and criteria may be obtained from www.asetmax.com

Basic budgeting for your educational expenses

The basics of budgeting are simple: track your income, your expenses, and what’s left over—and then see what you can learn from the pattern.

Identify your resources

• How much (if any) income will you be receiving from family or caregivers? Is it a fixed amount? If you receive financial aid, will you receive a refund that you can apply to other expenses? Do you have a job or jobs? What is the minimum income each job will provide after taxes and other withholdings? Never budget on the maximum.

Identify your expenses

• What are your fixed expenses—ones which do not change month to month? Include all housing costs not covered by financial aid, as well as utility and credit card bills, and other monthly payments. What are your flexible spending expenses? These include food not covered by a dining plan, clothing, and leisure activities. While monthly fixed expenses come with bills and reminders, flexible spending does not, so it’s up to you to keep track. Download a budgeting app, keep a tracking document on your laptop, or carry a notebook.

Don’t forget savings

If you have any resources left after all your expenses are paid, it’s easy to think of the extra as just more spending money. But the best thing you can do financially is to save a little every single month. The amount you put away doesn’t matter; it all adds up. Saving offers an added sense of financial security and stability, while creating a lifelong habit.

Know the difference between needs and wants

A good starting point for creating a budget is to designate needs vs. wants. Needs obviously get priority, and every budget should cover those first.

• * Needs are things required for daily life—food, clothing, housing, and unavoidable costs associated with  being a student.
• * Wants are things that you could do without if you had to.